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Travel Insurance

Travel Insurance

Travel insurance provides essential financial protection against unexpected events while you are away from home.

Travel Insurance

Travel insurance provides essential financial protection against unexpected events while you are away from home. Whether it is a medical emergency, cancelled flights or lost luggage, travel insurance can help cover unforeseen costs and ease the stress of both domestic and international trips.

If you are taking a short business trip, a family holiday, or an extended adventure abroad, IPS can help you find the right travel insurance to suit your plans, so that you can travel with confidence. No matter how often or how far you travel, there are a range of flexible options available from single-trip policies, annual multi-trip cover and long stay options.

Key Features of Travel Insurance include (subject to quotation/terms & conditions):-

Provides reimbursement if you have to cancel or cut short your trip due to illness, bereavement, jury service, redundancy or other unforeseen circumstances beyond your control.

Covers the cost of emergency medical treatment abroad, including hospital stays, ambulance services and repatriation to the UK if medically necessary.

Offers compensation for personal belongings, passports, money or baggage that are lost, stolen, or damaged during your trip.

Financial support if your journey is delayed due to circumstances such as strikes, severe weather or mechanical breakdown. It also covers additional accommodation and transport costs if you miss a connecting flight or departure.

Enhance your policy with the following additional cover to suit you:-

– Winter Sports Cover

– Cruise Cover

– Gadget Cover

– Adventure Sports Cover

While travel insurance provides valuable protection, there are some common exclusions that may not be covered. These include:-

  • Pre-existing medical conditions unless declared and accepted by the Insurer at the time of purchase
  • Travelling against official government advice
  • Unattended baggage or valuables
  • Incidents involving alcohol or drugs
  • It is important to read your policy wording carefully to understand what is and is not covered
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