Household Insurance

We specialise in all kinds of property insurance, we tailor solutions to meet the needs of private homes, landlords and commercial portfolios.

Household Insurance

Protecting your home is a fundamental responsibility for any homeowner. Household insurance is specifically designed for properties used as your primary residence and typically includes two key components: buildings insurance which covers the structure of your home, and contents insurance which protects your personal belongings within it.

At IPS, we provide expert advice and solutions to protect your home, belongings and peace of mind.

Your policy can be customised with optional add-ons to align with your lifestyle and offer enhanced protection (subject to quotation/terms & conditions):-

Accidental Damage

Provides cover for accidental damage such as a cracked TV screen or spilled paint on carpets.

Personal Possessions Cover (Away from Home)

Covers items you carry outside your home, including smartphones, tablets, watches, handbags and jewellery both within the UK and in some cases abroad.

Home Emergency Cover

Provides access to emergency assistance for issues such as burst pipes, boiler malfunctions, pest infestations and electrical system failures.

Legal Expenses Cover

Covers legal costs related to domestic matters including property boundary disputes, employment disagreements, contract issues and consumer rights claims.