Residential Property Owners Insurance

We specialise in all kinds of property insurance, we tailor solutions to meet the needs of private homes, landlords and commercial portfolios.

RESIDENTIAL PROPERTY OWNERS INSURANCE

Standard home insurance typically does not cover rental properties such as houses, flats or HMOs. Residential Landlord Insurance is specifically designed to protect landlords against financial losses resulting from property damage and other associated risks. Whether you’re letting a single property or managing a portfolio, we can help you secure comprehensive coverage to safeguard your investment.

Key Features of Residential Property Owners Cover (subject to quotation/terms & conditions):-

Buildings Insurance

Covers the structure of your property against damage resulting from events such as fire, lightning, floods, storms, subsidence and other insured risks.

Landlords Contents Insurance

Provides cover for items belonging to the Landlord, typically in furnished or part-furnished properties. This does not extend to tenants’ personal belongings.

Loss of Rent or Alternative Accommodation

If your property becomes uninhabitable due to an insured event – such as fire or flood – landlord insurance can provide compensation for loss of rental income or cover the cost of alternative accommodation for your tenants.

Landlord Liability Insurance

Provides cover for legal liability claims in the event a tenant, visitor or tradesperson suffers injury or property damage related to your property.