Directors & Officers (D&O) Insurance
Directors and Officers Insurance is a specialised liability policy designed to protect the personal assets of company directors and officers in the event they are held legally liable for wrongful acts while managing a business.
DIRECTORS & OFFICERS (D&O) INSURANCE
Directors and Officers Insurance is a specialised liability policy designed to protect the personal assets of company directors and officers in the event they are held legally liable for wrongful acts while managing a business. This cover provides financial protection against claims arising from decisions and actions taken in their official capacity.
D&O Insurance is essential for the following:-
- Directors, officers and senior executives across all sectors
- Small private companies
- Public limited companies
- Charities and non-profit organisations
- It is particularly important for businesses with multiple stakeholders, investors or those subject to regulatory oversight, where decisions can lead to potential legal claims.
We recognise that decisions made by your company’s leadership carry significant responsibility and can expose both individuals and the business to potential risk. Our team of experienced brokers will assess your specific risk profile, provide expert advice and support you through claims.
Key Features of Directors & Officers (D&O) Insurance (subject to quotation/terms & conditions):-
Personal Liability Cover
D&O insurance protects the personal assets of directors, officers and senior executives in the event they are held personally liable for decisions or actions made on behalf of the company.
Legal Costs
Legal action whether justified or not can incur significant costs. D&O insurance covers legal expenses, ensuring your leadership team can secure expert representation without facing financial hardship.
Regulatory investigations
Covers legal expenses and representation related to investigations or inquiries conducted by regulatory authorities such as the FCA, HMRC and HSE.
Settlements and judgments
In the event a claim leads to a settlement or court judgment, D&O insurance covers the costs, protecting both individuals and the business from substantial financial loss.
Covers past, present and future Directors
The majority of policies extend cover to former, current and newly appointed directors, offering long-term peace of mind.