Office Insurance
Running an office comes with its own set of risks and responsibilities.
OFFICE INSURANCE
Running an office comes with its own set of risks and responsibilities. This type of policy is designed to protect office-based businesses from accidental damage to property to liability claims from visitors. Whether you own or lease your premises, an office insurance policy helps safeguard your business.
Our team at IPS genuinely values the unique qualities of every business. We work with a wide panel of leading insurers, and can provide you with tailored insurance solutions to ensure your workplace, staff and assets are fully protected, allowing you to focus on growth and achieving long-term success.
This policy is suitable for a broad range of businesses, including but not restricted to:-
- Professional services firms such as legal, accounting, consultancy and financial advisors
- Recruitment agencies
- Architectural, engineering and design studios
- IT and technology companies
Key Features of Office insurance (subject to quotation/terms & conditions):-
Buildings Insurance
Provides cover for repair or rebuilding costs resulting from fire, flood, storm or vandalism. This cover is typically required if you own the building.
Tenants’ Improvement Insurance
Covers any fixtures, fittings or changes made to a rented space, protecting your investment in upgrades like partitions, suspended ceilings and specialist lighting.
Contents Insurance
Provides protection for office furniture, equipment and business assets against damage, theft or loss.
Business Interruption Insurance
Offers financial protection for loss of income and additional operating costs in the event that your business is unable to operate due to an insured event such as a fire or flood.
Public Liability Insurance
Protects against claims if visitors or clients are injured on your premises or as a result of your business activities.
Employers’ Liability Insurance
A legal requirement if you have employees. This covers compensation claims from staff for work-related injuries or illnesses.
Legal Expenses Insurance
Assists with legal costs arising from disputes such as contract issues or employment disagreements.
Optional add-ons
Certain policies offer additional benefits such as:-
– Cyber insurance Provides cover for costs arising from cyber-attacks, data breaches and other IT related risks that may disrupt business operations.
– Stock cover Protects goods or products stored on your business premises.