Private Motor Insurance
By law, every road going vehicle must be insured to cover your liability to other people and their property! Our range of motor vehicle and fleet insurance ensures protection at all times.
PRIVATE MOTOR INSURANCE
Private Motor insurance provides financial protection in the event of accidents, theft, fire or damage to your vehicle. It also covers your legal liability if you injure someone or damage property whilst driving. This policy is designed to provide cover for individuals who use their vehicles for personal, domestic or social purposes with some policies also extending to include a single place of work. It is not for business use.
At IPS we make it easy for you to get the cover you need, with access to a wide of range of policies from trusted insurers that we deal with. Whether you drive every day or just occasionally, we can help you find the right protection.
Key Features of Private Motor insurance (subject to quotation/terms & conditions):-
Optional add-ons
Certain policies offer additional benefits such as courtesy car during repairs, protection of no-claims bonuses, personal accident cover and windscreen repair.
Legal Liability Protection
This cover protects you against legal liability arising from injury to third parties or damage to their property caused by your vehicle. Essentially it pays for legal costs and compensation claims made against you if you are at fault in an accident.
Excess Protection
This is a separate policy designed to cover the excess amount payable when making a claim. With excess protection, the Insurer pays this amount, so you pay less after an accident.